How Verdict gets paid
If you apply for a card through one of our Ratehub links and you are approved, Ratehub can pay us a fee. That fee has no say in which card we tell you to tap or how we rank cards.
Effective October 16, 2026.
Where the money comes from
Ratehub is a Canadian site that compares credit cards. Card issuers pay Ratehub, and when an application that started from a link on Verdict is approved, Ratehub can pay us. Ratehub is the only company whose links can earn us a fee. A Ratehub link opens Ratehub's site, and your cards and your spending never go with it. No Ratehub link is live yet. The rules below apply from the first one.
The rules we follow
1Your verdict picks from your own wallet
The card we tell you to tap is always one you already own. The verdict never shows or links a card you do not have, and a paid link never appears beside it.
2Rankings come from each card's terms
The best-card pages and the Coverage pick rank cards by what each one earns under its published terms. The math is the same whether a card could earn us a fee or not, so a card we earn nothing on can still rank first.
3Any paid link is labelled on the spot
Wherever a link could earn us a fee, a plain sentence saying so sits right beside it. A note in a footer, or a one-word label, is not enough.
4No approval-odds hype
We will never tell you that you are pre-approved or guaranteed to be approved for a card. That language pushes applications that can affect your credit.
Not financial advice. Verdict is not affiliated with any card issuer. Questions? Email tapverdictadmin@gmail.com.