Rewards card · CIBC
CIBC Aeroplan Visa Infinite Card
CIBC · Visa · rewards
Below is every rate the CIBC Aeroplan Visa Infinite Card earns, each one quoted from CIBC's own terms with the clause and the date we checked it. The $139 annual fee is shown on its own, never subtracted from a rate.
1.5 pts
Top rate
1 pt
Base rate
$139
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, gas and travel.
Everything it earns
every rate quoted from CIBC's terms · annual fee shown separately, never netted1.5 pts
≈ 1.3% back
Groceriesverified Jul 18, 2026Read the clause
Verbatim clause from CIBC's terms
“Earn bonus rate of 1.5 Aeroplan points on each $1.00 in purchases (net of and/or less returns) at merchants that are classified in the Visa network as grocery stores, service stations/automated gas dispensers, electric vehicle charging with a merchant category code of MCC 5552 or on each $1.00 in purchases (net of and/or less returns) made directly from Air Canada ... Bonus Aeroplan points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after which, Aeroplan points are earned at the regular rate on net card purchases. The $80,000 limit will reset to zero on the day after your December statement is printed.”
Cap $80,000 / yr
Read the source termsGasverified Jul 18, 2026Read the clause
Verbatim clause from CIBC's terms
“Earn bonus rate of 1.5 Aeroplan points on each $1.00 in purchases (net of and/or less returns) at merchants that are classified in the Visa network as grocery stores, service stations/automated gas dispensers, electric vehicle charging with a merchant category code of MCC 5552 or on each $1.00 in purchases (net of and/or less returns) made directly from Air Canada ... Bonus Aeroplan points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after which, Aeroplan points are earned at the regular rate on net card purchases. The $80,000 limit will reset to zero on the day after your December statement is printed.”
Cap $80,000 / yr
Read the source termsTravelverified Jul 18, 2026Read the clause
Verbatim clause from CIBC's terms
“Earn bonus rate of 1.5 Aeroplan points on each $1.00 in purchases (net of and/or less returns) at merchants that are classified in the Visa network as grocery stores, service stations/automated gas dispensers, electric vehicle charging with a merchant category code of MCC 5552 or on each $1.00 in purchases (net of and/or less returns) made directly from Air Canada ... Bonus Aeroplan points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after which, Aeroplan points are earned at the regular rate on net card purchases. The $80,000 limit will reset to zero on the day after your December statement is printed.”
Cap $80,000 / yr
Read the source terms1 pt
≈ 0.9% back
Everything elseverified Jul 18, 2026
The everyday earn outside any bonus category, no cap
Annual fee
Shown on its own, never subtracted from the rates above
$139
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from CIBC's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
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