Verdict · Best cards · Canada
The whole market, read line by line.
Verdict covers every major Canadian rewards card and the categories people actually spend in. Start with a category to see the ranking, or open a single card to read its full earning surface. Every rate is quoted from the issuer's own terms and dated the day we checked it.
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Start with a category
10 rankings · pick the way you spendGroceriesSee the rankingThe most cash back on the weekly shop, with every capped rate read in full.DiningSee the rankingRestaurants, takeout and delivery, ranked by what each card actually pays.GasSee the rankingThe highest earn per litre, and which rates hide a station or a yearly cap.DrugstoreSee the rankingPharmacy and health spend, where a handful of cards quietly pay more.TransitSee the rankingFares, rideshare and rail, ranked on the rate that survives the fine print.TravelSee the rankingFlights, hotels and spend abroad, weighed against the fee to hold the card.RecurringSee the rankingPhone, insurance and subscriptions, the spend that repeats every month.StreamingSee the rankingMusic and video services, and the cards that count them as a bonus.EntertainmentSee the rankingEvents, tickets and nights out, ranked on the honest cash-back rate.Home improvementSee the rankingHardware and furniture, where one card's rebate leads the field.