Verdict
Cash back card · Home Trust

Home Trust Preferred Visa

Home Trust · Visa · cash back

Below is every rate the Home Trust Preferred Visa earns, each one quoted from Home Trust's own terms with the clause and the date we checked it. No annual fee to hold the card.

1%
Top rate
1%
Base rate
$0
Annual fee
0%
FX fee
Last updated Jul 8, 2026Reviewed by Reynard L.

Everything it earns

every rate quoted from Home Trust's terms · annual fee shown separately, never netted
1%
Everything elseverified Jul 8, 2026
The everyday earn outside any bonus category, no cap
Annual fee
No annual fee to hold the card
$0
Foreign transaction fee
On purchases in a currency other than Canadian dollars
0%

How we verify

Every rate on this page is quoted from Home Trust's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Reynard L. Spotted something off? or email us at tapverdictadmin@gmail.com

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Verdict scores this card against how you actually spend and gives you the yearly figure, after the fee. It runs in the app on your phone. No account, and your spending stays on your device.

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Every rate on this page is quoted from the card issuer's own current terms and dated the day we last checked it. Spotted something off? or email us at tapverdictadmin@gmail.com
Free · no login · no ads · made in Canada · rates last verified Jul 2026
Verdict is independent. It is not a bank, does not issue these cards, and takes nothing today to rank any card above another. Rates are quoted from each issuer's current terms on the date shown and may change. This is not financial advice, verify current terms with your issuer before you apply.