Rewards card · MBNA
MBNA Rewards Platinum Plus Mastercard
MBNA · Mastercard · rewards
Below is every rate the MBNA Rewards Platinum Plus Mastercard earns, each one quoted from MBNA's own terms with the clause and the date we checked it. No annual fee to hold the card.
2 pts
Top rate
1 pt
Base rate
$0
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, dining, recurring and streaming.
Everything it earns
every rate quoted from MBNA's terms · annual fee shown separately, never netted2 pts
≈ 1% back
Groceriesverified Jul 8, 2026Read the clause
Verbatim clause from MBNA's terms
“two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually.”
Cap $10,000 / yr
Read the source termsDiningverified Jul 8, 2026Read the clause
Verbatim clause from MBNA's terms
“two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually.”
Cap $10,000 / yr
Read the source termsStreamingverified Jul 8, 2026Read the clause
Verbatim clause from MBNA's terms
“two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually.”
Cap $10,000 / yr
Read the source termsRecurringverified Jul 8, 2026Read the clause
Verbatim clause from MBNA's terms
“two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually.”
Cap $10,000 / yr
Read the source terms1 pt
≈ 0.5% back
Everything elseverified Jul 8, 2026
The everyday earn outside any bonus category, no cap
Annual fee
No annual fee to hold the card
$0
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from MBNA's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
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