Rewards card · Scotiabank
Scotiabank Passport Visa Infinite Card
Scotiabank · Visa · rewards
Below is every rate the Scotiabank Passport Visa Infinite Card earns, each one quoted from Scotiabank's own terms with the clause and the date we checked it. The $150 annual fee is shown on its own, never subtracted from a rate.
3 pts
Top rate
1 pt
Base rate
$150
Annual fee
0%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, dining, transit and entertainment.
Everything it earns
every rate quoted from Scotiabank's terms · annual fee shown separately, never netted3 pts
≈ 3% back
Groceriesverified Jul 7, 2026Read the clause
Verbatim clause from Scotiabank's terms
“You are awarded three (3) Scene+ Points for every eligible $1.00 purchase made at Sobeys, Safeway, IGA, Foodland ... [named Empire grocer list].”
Cap $50,000 / yr
Read the source terms2 pts
≈ 2% back
Diningverified Jul 7, 2026Read the clause
Verbatim clause from Scotiabank's terms
“You are awarded two (2) Scene+ Points for every eligible $1.00 purchase on all other grocery (not listed above), dining, entertainment, and daily transit purchases.”
Cap $50,000 / yr
Read the source termsEntertainmentverified Jul 7, 2026Read the clause
Verbatim clause from Scotiabank's terms
“You are awarded two (2) Scene+ Points for every eligible $1.00 purchase on all other grocery (not listed above), dining, entertainment, and daily transit purchases.”
Cap $50,000 / yr
Read the source termsTransitverified Jul 7, 2026Read the clause
Verbatim clause from Scotiabank's terms
“You are awarded two (2) Scene+ Points for every eligible $1.00 purchase on all other grocery (not listed above), dining, entertainment, and daily transit purchases.”
Cap $50,000 / yr
Read the source terms1 pt
≈ 1% back
Everything elseverified Jul 7, 2026
The everyday earn outside any bonus category, no cap
Annual fee
Shown on its own, never subtracted from the rates above
$150
Foreign transaction fee
On purchases in a currency other than Canadian dollars
0%
How we verify
Every rate on this page is quoted from Scotiabank's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
See what this card
would get you.
would get you.
Verdict scores this card against how you actually spend and gives you the yearly figure, after the fee. It runs in the app on your phone. No account, and your spending stays on your device.
Run the numbers
Scan to open it on your phone, or visit