Rewards card · TD
TD Aeroplan Visa Infinite Card
TD · Visa · rewards
Below is every rate the TD Aeroplan Visa Infinite Card earns, each one quoted from TD's own terms with the clause and the date we checked it. The $139 annual fee is shown on its own, never subtracted from a rate.
1.5 pts
Top rate
1 pt
Base rate
$139
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, gas and travel.
Everything it earns
every rate quoted from TD's terms · annual fee shown separately, never netted1.5 pts
≈ 1.3% back
Groceriesverified Jul 8, 2026Read the clause
Verbatim clause from TD's terms
“1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products).”
Cap $80,000 / yr
Read the source termsGasverified Jul 8, 2026Read the clause
Verbatim clause from TD's terms
“1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products).”
Cap $80,000 / yr
Read the source termsTravelverified Jul 8, 2026Read the clause
Verbatim clause from TD's terms
“a Purchase from Air Canada or of any of Air Canada's products and services ... merchant category code (MCC) that identifies the merchant in the ... 'Air Canada' category.”
Cap $80,000 / yr
Read the source terms1 pt
≈ 0.9% back
Everything elseverified Jul 8, 2026
The everyday earn outside any bonus category, no cap
Annual fee
Shown on its own, never subtracted from the rates above
$139
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from TD's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
See what this card
would get you.
would get you.
Verdict scores this card against how you actually spend and gives you the yearly figure, after the fee. It runs in the app on your phone. No account, and your spending stays on your device.
Run the numbers
Scan to open it on your phone, or visit