Cash back card · Canadian Tire Bank
Triangle World Elite Mastercard
Canadian Tire Bank · Mastercard · cash back
Below is every rate the Triangle World Elite Mastercard earns, each one quoted from Canadian Tire Bank's own terms with the clause and the date we checked it. No annual fee to hold the card.
5¢/L
Top rate
1%
Base rate
$0
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, gas and home improvement.
Everything it earns
every rate quoted from Canadian Tire Bank's terms · annual fee shown separately, never netted5¢/L
≈ 3.1% back
Gas at Petro-Canada & Canadian Tire Gas+At select stationsverified Jul 10, 2026Read the clause
Verbatim clause from Canadian Tire Bank's terms
“Collect 5¢ to 7¢ per litre back in Canadian Tire Money on fuel at Petro-Canada and Canadian Tire Gas+ stations when you pay with your Triangle World Elite Mastercard. Modelled at the conservative 5¢/L floor of the range (5¢ on all fuel, 7¢ on premium; CT Money ≈ 1:1 CAD), added on top of the card's 1% base earn at gas.”
Cap No cap
Read the source terms4%
Home improvementverified Jul 8, 2026Read the clause
Verbatim clause from Canadian Tire Bank's terms
“Collect 4% back in CT Money on almost everything at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts.”
Cap No cap
Read the source terms3%
Groceriesverified Jul 8, 2026Read the clause
Verbatim clause from Canadian Tire Bank's terms
“Collect 3% back in CT Money when you stock up on groceries (on the first $12,000 per year; excludes Costco and Walmart). ... applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411 ... After that, your earn rate will be 1%.”
Cap $12,000 / yr
Read the source terms1%
Everything elseverified Jul 8, 2026
The everyday earn outside any bonus category, no cap
Annual fee
No annual fee to hold the card
$0
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from Canadian Tire Bank's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
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