Cash back card · Fairstone Bank of Canada
Walmart Rewards Mastercard
Fairstone Bank of Canada · Mastercard · cash back
Below is every rate the Walmart Rewards Mastercard earns, each one quoted from Fairstone Bank of Canada's own terms with the clause and the date we checked it. No annual fee to hold the card.
3%
Top rate
1%
Base rate
$0
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries.
Everything it earns
every rate quoted from Fairstone Bank of Canada's terms · annual fee shown separately, never netted3%
Groceriesverified Jul 8, 2026Read the clause
Verbatim clause from Fairstone Bank of Canada's terms
“3% in Walmart Reward Dollars for every dollar spent (before tax) on eligible Purchases charged to a Card at Walmart retail locations in Canada or online at Walmart.ca.”
Cap No cap
Read the source terms1%
Everything elseverified Jul 8, 2026
The everyday earn outside any bonus category, no cap
Annual fee
No annual fee to hold the card
$0
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from Fairstone Bank of Canada's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
See what this card
would get you.
would get you.
Verdict scores this card against how you actually spend and gives you the yearly figure, after the fee. It runs in the app on your phone. No account, and your spending stays on your device.
Run the numbers
Scan to open it on your phone, or visit