Best drugstore credit cards in Canada
There is rarely a single best drugstore card. There are a few honest answers depending on what you value. These 6 cards earn a bonus on drugstore, ranked by the cashback-equivalent rate each one pays. Every rate is quoted from the issuer's own terms, with the clause and the date we checked it.
The full ranking
1PC Financial World Elite MastercardPresident's Choice Bank · MASTERCARD$0 · At Shoppers Drug Mart4.5%$0At Shoppers Drug MartJul 8, 2026View
2PC Financial MastercardPresident's Choice Bank · MASTERCARD$0 · At Shoppers Drug Mart2.5%$0At Shoppers Drug MartJul 8, 2026View
3Tangerine Money-Back Credit CardTangerine · MASTERCARD$0 · Only if you pick this as one of your 2 categories2.0%$0Only if you pick this as one of your 2 categoriesJul 9, 2026View
4American Express Gold Rewards CardAmerican Express · AMEX$250 · At stand-alone locations2.0%$250At stand-alone locationsJul 7, 2026View
5Simplii Financial Cash Back Visa CardSimplii Financial · VISA$0 · Cap: $15,000/yr1.5%$0Cap: $15,000/yrJul 7, 2026View
6CIBC Aventura Visa Infinite CardCIBC · VISA$139 · Cap: $80,000/yr0.9%$139Cap: $80,000/yrJul 8, 2026View
How we ranked these
Every card here earns in a different currency: cash back, points, or travel rewards. We turn each one into a single honest number, what a dollar spent on drugstore is really worth back, valued conservatively. That is the rate we rank by, and nothing gets rounded up in a card's favour.
We never quietly subtract the annual fee from the rate. A $250 card and a $0 card can both earn 2.0%, and you decide whether the fee is worth it.
Aeroplan, Scene+, PC Optimum and the rest are valued conservatively in real dollars, so a points card and a cash back card compare fairly.
A card with a condition can still finish first, on purpose. The catch is right there on the row so you can tell if it fits your life.
Questions
How does Verdict rank these cards?
By the cashback-equivalent rate each card can earn in this category, converting every rewards currency to its conservative dollar value. The annual fee is shown beside the rate, never subtracted from it.
Why does a card with a condition rank above one without?
A rate can be higher because it comes with a condition: a specific station or store, a category you have to choose, or an annual cap. We rank by the highest rate a card can earn here and show the condition right on the row, so you can see whether it fits how you actually spend. A conditional rate can finish above an unconditional one, on purpose.
Are these rates guaranteed?
No. Each rate is quoted from the issuer's current terms on the date we checked it, shown on every row. Terms change, so verify with your issuer before you apply.
Does Verdict get paid to rank a card first?
No. Verdict is independent, is not a bank, and takes nothing today to place any card above another.
Spot something that doesn’t match the issuer’s terms?
Just tap the right one.
This page ranks the whole market. The app ranks the cards in your pocket. Add the ones you actually carry and Verdict names the best card for anything you buy, the moment you buy it. No account, nothing leaves your phone.
