Rewards card · American Express
American Express Gold Rewards Card
American Express · Amex · rewards
Below is every rate the American Express Gold Rewards Card earns, each one quoted from American Express's own terms with the clause and the date we checked it. The $250 annual fee is shown on its own, never subtracted from a rate.
2 pts
Top rate
1 pt
Base rate
$250
Annual fee
2.5%
FX fee
Last updated Reviewed by
This card also earns a place on Verdict's best-of rankings for groceries, gas, drugstore and travel.
Everything it earns
every rate quoted from American Express's terms · annual fee shown separately, never netted2 pts
≈ 2% back
Groceriesverified Jul 7, 2026Read the clause
Verbatim clause from American Express's terms
“Earn 2 points for every $1 on every day eligible gas, grocery and drugstore purchases in Canada ... (iii) at stand-alone grocery stores in Canada.”
Cap No cap
Read the source termsGasverified Jul 7, 2026Read the clause
Verbatim clause from American Express's terms
“Earn 2 points for every $1 on every day eligible gas, grocery and drugstore purchases in Canada ... (i) at stand-alone automobile gasoline stations in Canada.”
Cap No cap
Read the source termsDrugstoreverified Jul 7, 2026Read the clause
Verbatim clause from American Express's terms
“Earn 2 points for every $1 on every day eligible gas, grocery and drugstore purchases in Canada ... (ii) at stand-alone drugstores in Canada.”
Cap No cap
Read the source termsTravelverified Jul 7, 2026Read the clause
Verbatim clause from American Express's terms
“Earn 2 points for every $1 on eligible travel purchases ... (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales.”
Cap No cap
Read the source terms1 pt
≈ 1% back
Everything elseverified Jul 7, 2026
The everyday earn outside any bonus category, no cap
Annual fee
Shown on its own, never subtracted from the rates above
$250
Foreign transaction fee
On purchases in a currency other than Canadian dollars
2.5%
How we verify
Every rate on this page is quoted from American Express's current terms and dated the day we last checked it. When the terms change, the page regenerates. Reviewed by Spotted something off? or email us at
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